body {margin:0; padding:0; background-color: #FFF; font-size:12px; color:#040404; text-align:center}
div,form,img,ul,ol,dl,dt,dd {margin: 0; padding: 0; border: 0;}
li {lmargin: 0; padding: 0; border: 0;}
h1,h2,h3,h4,h5,h6 { margin:0; padding:0;}


.cRed,a.cRed:link,a.cRed:visited{ color:Red; }
.cDRed,a.cDRed:link,a.cDRed:visited{ color:#d80000;}
.cGray,a.cGray:link,a.cGray:visited{ color: #4F544D;}
.cWhite	,a.cWhite:link	,a.cWhite:visited{ color: White;}
.cBlack	,a.cBlack:link ,a.cBlack:visited{ color: Black;}
.cBlue	,a.cBlue:link ,a.cBlue:visited	{ color: blue;}
.cGreen	,a.cGreen:link ,a.cGreen:visited{ color: Green;}
.cBlueSky ,a.cBlueSky:link ,a.cBlueSky:visited	{ color: #000099;}
.cBlueSky2 ,a.cBlueSky2:link ,a.cBlueSky2:visited	{ color: #00165e;text-decoration: none;}

.fB {font-weight: bold;}
.fI {font-style: italic;}

.f12px { font-size:12px;}
.f12px130 {font-size:12px; line-height:130%;}
.f12px150 {font-size:12px; line-height:150%;}
.f14px { font-size:14px;}
.f14px150 {font-size: 14px;line-height: 150%;}
.grayborder {border: 1px solid #CCCCCC;}